Here’s a list of 14 private and public sector banks that offer high interest on 3-year FDs. Do note that these FD rates are available only for senior citizens.
DCB Bank Senior Citizen FD rates
DCB Bank offers an interest rate of 8.1% on senior citizen FDs maturing between 26 months and less than 37 months.
RBL Bank Senior Citizen FD rates
RBL Bank offers an interest rate of 8% on senior citizen FDs maturing between 24 months one day and 36 months.
Yes Bank Senior Citizen FD rates
Yes Bank also offers an interest rate of 8% on senior citizen FDs maturing between 36 months and less than 60 months.
Bandhan Bank Senior Citizen FD rates
Bandhan Bank offers an interest rate of 7.75% on senior citizen FDs maturing between three years and less than five years.
Bank of Baroda Senior Citizen FD rates
Bank of Baroda offers an interest rate of 7.75% on senior citizen FDs maturing between more than two years and up to three years.
IDFC Bank Senior Citizen FD rates
IDFC Bank offers an interest rate of 7.75% on senior citizen FDs maturing between two years one day and three years.
IndusInd Bank Senior Citizen FD rates
IndusInd Bank offers an interest rate of 7.75% on senior citizen FDs maturing between two years 9 months and three years three months.
Axis Bank Senior Citizen FD rates
Axis Bank offers an interest rate of 7.6% on senior citizen FDs maturing between three years and less than five years.
| Bank Name | Interest rate |
| DCB Bank | 8.10% |
| RBL Bank | 8% |
| Yes Bank | 8% |
| Bandhan Bank | 7.75% |
| Bank of Baroda | 7.75% |
| IDFC Bank | 7.75% |
| IndusInd Bank | 7.75% |
| Axis Bank | 7.60% |
| Kotak Mahindra Bank | 7.60% |
| Punjab National Bank | 7.50% |
| HDFC Bank | 7.50% |
| ICICI Bank | 7.50% |
| Karur Vysya Bank | 7.40% |
| Canara Bank | 7.30% |
Source: Paisabazaar.com as on February 28, 2024
Kotak Mahindra Bank Senior Citizen FD rates
Kotak Mahindra Bank offers an interest rate of 7.6% on senior citizen FDs maturing in three years.
Punjab National Bank Senior Citizen FD rates
Punjab National Bank offers an interest rate of 7.5% on senior citizen FDs maturing between more than two years and up to three years.
HDFC Bank Senior Citizen FD rates
HDFC Bank offers an interest rate of 7.5% on senior citizen FDs maturing between two years 11 months one day and three years.
ICICI Bank Senior Citizen FD rates
ICICI Bank offers an interest rate of 7.5% on senior citizen FDs maturing between more than two years and three years.
Karur Vysya Bank Senior Citizen FD rates
Karur Vysya Bank offers an interest rate of 7.4% on senior citizen FDs maturing between more than two years and up to three years.
Canara Bank Senior Citizen FD rates
Canara Bank offers an interest rate of 7.3% on senior citizen FDs maturing between three years and less than five years.
Source: Paisabazaar.com as on February 28, 2024